Savings goal simulator

Enter a savings goal and a duration to estimate how much you should save each month. Optional: add an annual return rate for a more realistic projection.

Set a target amount and number of months. Optionally add an annual return rate. Everything runs locally in your browser.

Target amount you want to reach.
How long you plan to save.
Set 0 if no interest.
Estimation only. If a return rate is set, it assumes a constant monthly rate (annual/12) and contributions at the end of each month.

How much should you save per month to reach your goal?

This simulator estimates the monthly amount needed to reach a savings target in a given time frame. It can be useful for emergency funds, vacations, big purchases, or budgeting challenges.

Add an optional annual return rate to simulate simple growth, while keeping the calculation private: your inputs are never sent to a server.